51 Park Avenue, Suite 5
West Springfield, MA 01089
(413) 732.0106  Fax: (413) 732.0107

CIanello@AttorneyIanello.com

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Real Estate

Owner's Title Insurance is so important.  As a homeowner, by electing an owner policy when purchasing a home, you would be covered against the legal and financial consequences resulting from a claim that may jeopardize your ownership of the property.  It is a one time fee when you purchase the property and you are covered for the entire value of your property for as long as you own it.  This is the biggest investment of your life - protect it.


Declarations of Homestead are available to an owner or owners of a home who occupy their property as their primary residence.  The Homestead protects these individuals from certain types of lawsuits up to $500,000.00.  This document should be filed with the Registry of Deeds when the property is initially purchased, but can be filed at any time if it has been previously forgotten.

To quickly reference the type of real estate services you need, please click below.

Real Estate Purchase
Real Estate Sales
Real Estate Refinances
Short Sales
Foreclosures

Purchases
Prior to closing, Attorney Ianello:

  • Reviews Purchase and Sale Agreement
  • Orders Title Examination once Mortgage Commitment is received from Lender
  • Drafts and reviews necessary documents

At closing, clients should bring with them their driver's license/picture ID and a bank check, if necessary.
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Sales
Prior to closing, Attorney Ianello:

  • Reviews Purchase and Sale Agreement
  • Drafts Power of Attorney and Deed to be signed by client

At closing, Seller does not need to be present.  Necessary documents are signed ahead of time for Attorney Ianello to facilitate the closing on behalf of the Seller.
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Refinances
Prior to closing, Attorney Ianello:

  • Orders Title Examination once Mortgage Commitment is received from Lender
  • Drafts and reviews necessary documents

    At closing, clients should bring with them their driver's license/picture ID and a bank check, if necessary.

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    Short Sales

    A Short Sale does not refer to the amount of time it takes to close.  Short Sale actually refers to the shortage of proceeds from the sale and the inability to cover the balance due on the mortgage.

Foreclosures
A Foreclosure is a proceeding in which a lender repossesses or sells the property because the owners were unable to make their monthly mortgage payments.  If you have received a foreclosure notice, contact Attorney Ianello.

 







Disclaimer: This material has been prepared by Cristina M. Ianello, Attorney at Law for informational purposes only and should not be construed as legal advice for any individual case or situation. Transmission of the information is not intended to create and receipt does not constitute an attorney-client relationship. Internet subscribers and online readers should not act upon this information without seeking professional legal counsel. This material may be considered advertising under the rules of the Supreme Judicial Court of Massachusetts. No part of this material may be disseminated without this paragraph.


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